Credit Analyst

Careers

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Prepare and analyze financial spreads using the bank’s software in a timely and accurate manner.
  • Develop material for and assist with or make loan presentations to Loan Committee when requested. Serve as a non-voting participant of the Loan Committee.
  • Assist Ag/Commercial Lenders in monitoring credit portfolios.
  • Monitor both purchased and sold participations for interim and other documentation that is required per loan agreements and participation agreements.
  • Assist the loan department and bank in achieving its goals for profit, growth, and loan quality.
  • Assist other Credit Department personnel as requested.
  • Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in the financial institution’s “Community Events Program”.
  • Perform additional duties as they become assigned or apparent

DESIRED KNOWLEDGE, SKILLS, & ABILITIES

  • Excellent analytical skills, including the ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Excellent communication skills. Ability to interact comfortably with internal and external customers.
  • Strong computer skills utilizing Excel, Word, and other industry specific software.
  • Ability to work in an environment with sensitive information, maintaining a high level of confidentiality at all times.
  • Proven record of problem-solving skills.
  • Ability to travel as needed for job related education, workshops, and conferences.

QUALIFICATIONS

Education: Bachelor’s degree in accounting, financial management, business administration, agricultural business, or a related field is preferred. Or an AA degree and 1 year related work experience.

Experience:  6 month’s lending or credit analyst experience preferred.

HOW TO APPLY

Join our team today and enjoy exciting opportunities for growth and career development at First Security. 

Employment Application

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