Credit Analyst

Credit Analyst

Essential duties and responsibilities: 

  • Prepare and analyze financial spreads using the bank’s software in a timely and accurate manner.
  • Develop material for and assist with or make loan presentations to Loan Committee when requested. Serve as a non-voting participant of the Loan Committee.
  • Assist Ag/Commercial Lenders in monitoring credit portfolios.
  • Monitor both purchased and sold participations for interim and other documentation that is required per loan agreements and participation agreements.
  • Assist the loan department and bank in achieving its goals for profit, growth, and loan quality
  • Assist other Credit Department personnel as requested.
  • Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in financial institution’s “Community Events Program”.
  • Perform additional duties as they become assigned or apparent.

Desired knowledge, skills, and abilities:

  • Excellent analytical skills, including the ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Excellent communication skills. Ability to interact comfortably with internal and external customers.
  • Strong computer skills utilizing Excel, Word, and other industry specific software.
  • Ability to work in an environment with sensitive information, maintaining a high level of confidentiality at all times.
  • Proven record of problem solving skills.
  • Ability to travel as needed for job related education, workshops, and conferences.


Education: Bachelor’s degree in accounting, financial management, business administration, agricultural business or a related field.

Experience: 6 month’s credit analyst experience.

How to apply:

Join our team today and enjoy exciting opportunities for growth and career development at First Security.

You may apply for this position by doing one of the following:

1. Fill out our webform.

2. Submit a cover letter and resume by mail to:

First Security Bank and Trust
Attn: Human Resources
809 Clark Street
Charles City, IA 50616

3. Stop by any of our locations and complete an application.

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