Retail Lenders


Neighbors helping neighbors

The personal lenders at First Security bring a wealth of knowledge and experience to help make the borrowing process a pleasant one. Best of all, we’re local, just like you!

Kim Schlader
Kim D. Schlader Vice President/Retail Lending Manager 641-257-1249 Email Kim NMLS ID: 458515

About Kim

Kim was born and raised in Charles City, where she resides with her husband. Together, they have raised four children. She has been in real estate banking since May 1995 and has served in many capacities of lending, including processor, originator, underwriter, lender and closer. Kim’s favorite part of her job is helping families get into their first or forever home.

Tracey Lynch
Tracey C. Lynch Retail Lender 641-257-1214 Email Tracey NMLS ID: 1165136

About Tracey

Tracey lives in Charles City with her husband, and together they have raised two children. Tracey began her career at First Security in the Retail Department in 2002. In 2014, while working as a Lead Retail Advisor, she added retail lending to her areas of expertise. Recently, she moved to the retail lending side fulltime as a Consumer Lender. She enjoys working with customers and helping them with their banking needs.

Lacy Schoenfeldt
Lacy Schoenfeldt Retail Lender 641-257-1216 Email Lacy NMLS ID: 2087672

About Lacy

Lacy is a Charles City native. She and her husband continue to live there while they raise their two children. Lacy joined First Security in 2014 and has worked with loans since that time. She is a graduate of North Iowa Area Community College and has broadened her lending knowledge by attending the Iowa Bankers Association Consumer Credit School. She also has earned and maintained a license to sell credit life and disability insurance. She enjoys helping customers reach their goals - whether it's buying a first car or home.

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