Health Savings Account


Financial first aid

Take some of the pain out of medical expenses with a health savings account (HSA).

Our tax-advantaged HSA* is an ideal way to be proactive and save. The funds you set aside will earn interest at a competitive rate, so you will be ready to cover your insurance deductible when the time comes. Earnings are tax-free and your balance can be used to pay for any qualifying medical expenses.

HSA benefits

  • Set aside funds for future medical costs
  • Earn interest on entire balance
  • Contributions may be tax deductible
  • Tax-free earnings
  • Use for qualified medical expenses
  • No “use it or lose it” rule
  • Free debit card
  • Free Online Banking
  • Free eStatements
  • Free access to Identity Theft Services through our partnership with Cyberscout®

HSA fees

  • HSA setup fee: $25.00**
  • Manual withdrawal fee: $4.00**
  • Close account fee: $25.00**

How to apply for an HSA

There are two ways to get started with your HSA. The minimum opening deposit for an HSA account is $50.00.

  1. Call 641-228-2343.
  2. Schedule an appointment at one of our convenient banking offices.
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