Health Savings Account

Financial first aid

Take some of the pain out of medical expenses with a health savings account (HSA).

Our tax-advantaged HSA* is an ideal way to be proactive and save. The funds you set aside will earn interest at a competitive rate, so you will be ready to cover your insurance deductible when the time comes. Earnings are tax-free and your balance can be used to pay for any qualifying medical expenses.

HSA benefits

• Set aside funds for future medical costs
• Earn interest on entire balance
• Contributions may be tax deductible
• Tax-free earnings
• Use for qualified medical expenses
• No “use it or lose it” rule
• Free debit card
• Free Online Banking
• Free eStatements
• Free access to Identity Theft Services through our partnership with Cyberscout®

HSA fees

• HSA setup fee: $25.00**
• Manual withdrawal fee: $4.00**
• Close account fee: $25.00**

How to apply for an HSA

There are two ways to get started with your HSA. The minimum opening deposit for an HSA account is $50.00.

1. Call 641-228-2343.
2. Schedule an appointment at one of our convenient banking offices.