Debit Cards


A card for wherever you are

Using your money shouldn’t cost you a dime. With our free Visa® debit card, you can easily access your funds from wherever the day takes you. Skip writing checks. All you have to do is swipe!

Funds are automatically deducted from your checking account. You can also access your account from an ATM to make withdrawals, transfer money and more. With this card in your wallet, your funds are always at hand.

Benefits of our free debit cards include:

  • Access your checking balance easily.
  • Make purchases in stores or online.
  • Get cash from an ATM.
  • Funds are deducted directly from checking account.
  • Debit cards are more widely accepted than checks.
  • Debit cards are safer than carrying cash.
  • Detailed transactions are listed on your monthly deposit statement.

To apply for a debit card, call 641-228-2343 or visit one of our locations.

Lost or stolen debit card

To report a lost or stolen debit card, please call 800-272-0159 or 800-417-8715 after business hours.

Digital wallets

You can also access your First Security checking account through your phone using Apple Pay, Google Pay, Samsung Pay and Zelle.

Go to Digital Wallets

Text fraud alerts

Our text alert service allows you to keep tabs on suspicious debit card activity instantly.

Text Fraud Alerts Video Tutorial

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Enfact Card Protection

To ensure the safety of your debit card, your ATM and debit card transactions are monitored for potentially fraudulent activity. This may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases or any pattern associated with new fraud trends around the world.

ATM receipt balances explained

What is the difference between available balance and total balance?

Your available balance is your beginning of the day balance plus or minus any of today’s credits or debits.

For example: your total balance is $100. Today’s credits total $25 (you deposited $25 cash at your local branch), and today’s debits total $10 (you withdrew $10 at an ATM). Your available balance would be $115.

Your total balance (or ledger balance) is the balance you had at the end of the previous day.

For additional answers to any of your ATM receipt questions, please call 800-272-0159 to speak with a First Security banker.

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