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Contactless debit cards are here! Learn more.
A card for wherever you are
Using your money shouldn’t cost you a dime. With our free Visa® debit card, you can easily access your funds from wherever the day takes you. Skip writing checks. All you have to do is swipe!
Funds are automatically deducted from your checking account. You can also access your account from an ATM to make withdrawals, transfer money and more. With this card in your wallet, your funds are always at hand.
Benefits of our free debit cards include:
- Access your checking balance easily.
- Make purchases in stores or online.
- Get cash from an ATM.
- Funds are deducted directly from checking account.
- Debit cards are more widely accepted than checks.
- Debit cards are safer than carrying cash.
- Detailed transactions are listed on your monthly deposit statement.
To apply for a debit card, call 641-228-2343 or visit one of our locations.
How do I activate my personal debit card?
- To activate a personal First Security debit card, call card self-service at 1.800.992.3808 and follow the prompts.
- You must call from a phone number that we have attached to your account at the bank.
- You will need to contact the bank to reset your activation after 3 failed attempts as a security precaution.
How do I activate my business debit card?
- An additional number, referred to as a User Select Security Code, is required to complete the activation of a business debit card. Each business debit card holder will receive their own unique User Security Code that is received in the mail after the card is issued.
- If you do not receive this number, please contact the bank.
- After receiving the User Select Security Code, call card self-service at 1.800.992.3808 and follow the prompts.
- You must call from a phone number that we have attached to your account at the bank.
- You will need to contact the bank to reset your activation after 3 failed attempts as a security precaution.
Lost or stolen debit card
To report a lost or stolen debit card, please call 800-272-0159 or 800-417-8715 after business hours.
Digital wallets
You can also access your First Security checking account through your phone using Apple Pay, Google Pay, Samsung Pay and Zelle.
Text fraud alerts
Our text alert service allows you to keep tabs on suspicious debit card activity instantly.
Text Fraud Alerts Video Tutorial
Enfact Card Protection
To ensure the safety of your debit card, your ATM and debit card transactions are monitored for potentially fraudulent activity. This may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases or any pattern associated with new fraud trends around the world.
ATM receipt balances explained
What is the difference between available balance and total balance?
Your available balance is your beginning of the day balance plus or minus any of today’s credits or debits.
For example: your total balance is $100. Today’s credits total $25 (you deposited $25 cash at your local branch), and today’s debits total $10 (you withdrew $10 at an ATM). Your available balance would be $115.
Your total balance (or ledger balance) is the balance you had at the end of the previous day.
For additional answers to any of your ATM receipt questions, please call 800-272-0159 to speak with a First Security banker.