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Loan Rates

Residential Loan Rates

Mortgage Rates

Comparison table of Mortgage Rates
Interest Rate APR* Details
30 Year Fixed Rate 3.250% 3.352% Learn More
20 Year Fixed Rate 3.000% 3.142% Learn More
15 Year Fixed Rate 2.625% 2.807% Learn More

Adjustable-Rate Mortgages

Comparison table of Adjustable-Rate Mortgages
Interest Rate APR* Details
5 Year Adjustable Rate 3.500% 3.603% Learn More

Home Equity Loans

Comparison table of Home Equity Loans
Interest Rate APR* Details
10 Year Home Equity Fixed Rate 4.190% 4.264% Learn More
5 Year Home Equity Fixed Rate 3.490% 3.632% Learn More

Construction Loans

Comparison table of Construction Loans
Interest Rate APR* Details
1 Year Construction Loan Fixed Rate 2.370% 3.961% Learn More

Home Equity Line of Credit

Table for the term and APR of Home Equity Lines of Credit
  Interest Rate/APR Term Details
10 Year Home Equity Line of Credit Variable Rate The Prime Rate published daily in the “Money Rate” table in the Wall Street Journal (currently 3.250%).  This loan contains a ten-year draw period followed by a balloon payment of the outstanding principal balance together with any outstanding finance charges. Learn More

Consumer Loan Rates

Auto Loans

Comparison table of Auto Loans
Model Year Term Annual Percentage Rate (APR) as low as*
2019 or Newer 66 2.685%
2019 or Newer 60 2.694%
2019 or Newer 48 2.718%
2019 or Newer 36 2.759%
2018 to 2012 60 3.346%
2018 to 2012 48 3.370%
2018 to 2012 36 3.411%
2011 or Older 36 6.719%

Powersports

Comparison table of Powersports
Model Year Term Annual Percentage Rate (APR) as low as*
2019 or Newer 60 4.752%
2019 or Newer 48 4.800%
2019 or Newer 36 4.881%
2018 to 2012 60 5.405%
2018 to 2012 48 5.453%
2018 to 2012 36 5.534%
2011 or Older 36 8.845%

Unsecured Loans

Comparison table of Unsecured Loans
Loan Type Term Annual Percentage Rate (APR) as low as*
Unsecured 48 9.943%
Unsecured 36 9.602%
Unsecured 24 9.418%

Small Dollar Loans

Comparison table of Small Dollar Loans
Loan Type Term Annual Percentage Rate (APR) as low as*
Small Dollar 24 18.332%
Table for the term and APR of CD secured loans
Loan Type Term Annual Percentage Rate (APR)*
CD Secured 60 2.000% Above
Table for Safety Check term and APR
Loan Type Term Annual Percentage Rate (APR)*
Safety Check Open 18.000%

Deposit Rates

Table for checking account interest rates
Product On Balances Interest Rate Paid APY*  
Kasasa Cash^ On balances less than or equal to $15,000.00 0.80% 0.80% Open Now
Kasasa Cash^ On balances greater than $15,000.00 0.10% 0.80% - 0.15%  
Kasasa Cash^ If qualifications are not met (paid on entire balance) 0.05% 0.05%  
Table for savings account rates
Product On Balances Interest Rate Paid APY*  
Kasasa Saver^ On balances less than or equal to $15,000.00 0.45% 0.45% Open Now
Kasasa Saver^ On balances greater than $15,000.00 0.13% 0.45% - 0.15%  
Kasasa Saver^ If qualifications are not met (paid on entire balance) 0.05% 0.05%  
Investor's Advantage Savings $0.00 - $9,999.99 0.05% 0.05%  
Investor's Advantage Savings $10,000.00 - $24,999.99 0.05% 0.05%  
Investor's Advantage Savings $25,000.00 - $49,999.99 0.10% 0.10%  
Investor's Advantage Savings $50,000.00 - $99,999.99 0.20% 0.20%  
Investor's Advantage Savings $100,000.00 - $249,999.99 0.27% 0.27%  
Investor's Advantage Savings $250,000.00 - $499,999.99 0.32% 0.32%  
Investor's Advantage Savings On balances equal to or greater than $500,000.00 0.37% 0.37%  

Certificates of Deposit

Comparison table of Certificates of Deposit
Term Minimum Required Opening Deposit Interest Rate APY*  
6-11 Months $2,500.00 - $9,999.99 0.10% 0.10% Open Now
6-11 Months $10,000.00 + 0.15% 0.15%
12-23 Months $2,500.00 - $9,999.99 0.15% 0.15% Open Now
12-23 Months $10,000.00 + 0.20% 0.20%
24-35 Months $2,500.00 - $9,999.99 0.20% 0.20% Open Now
24-35 Months $10,000.00 - $49,999.99 0.25% 0.25%
24-35 Months $50,000.00 + 0.30% 0.30%
36-47 Months $2,500.00 - $9,999.99 0.35% 0.35% Open Now
36-47 Months $10,000.00 - $49,999.99 0.40% 0.40%
36-47 Months $50,000.00 + 0.45% 0.45%
48-59 Months $2,500.00 - $9,999.99 0.45% 0.45% Open Now
48-59 Months $10,000.00 - $49,999.99 0.50% 0.50%
48-59 Months $50,000.00 + 0.55% 0.55%
60 Months $2,500.00 - $9,999.99 0.55% 0.55% Open Now
60 Months $10,000.00 - $49,999.99 0.60% 0.60%
60 Months $50,000.00 + 0.65% 0.65%
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