Kasasa Cash


Free checking and then some!

You deserve a free checking account that pays you back — in cash. With Kasasa Cash, get more rewards, more convenience and more services.

Kasasa Cash benefits

  • Interest-earning account
    • Earn 1.59% APY* on balances up to $15,000.00**
    • Earn 1.59% to .15% APY* on balances over $15,000 depending on balance in account**
    • Earn .05% APY* if qualifications aren’t met
  • Nationwide ATM withdrawal fee refunds up to $25.00 ($4.99 per single transaction) per monthly qualification cycle when qualifications are met**
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Add Kasasa Saver® for an automatic way to save more each month
  • Free debit card
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Mobile Banking
  • Free access to Identity Theft Services through our partnership with Cyberscout®

Open Now 

View Rates

How Kasasa Cash works

With Free Kasasa Cash, it's easy to qualify! Just do the banking basics (we call them “qualifications”) to earn a higher APY and your refunds on ATM withdrawal fees. To earn your full rewards, simply complete the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:


  • Have at least 12 debit card purchases (point of sale) that post and settle
  • Have at least 1 automatic credit (ACH) post and settle
  • Be enrolled in and agree to receive eStatements
  • Maintain a valid email address on record with First Security Bank & Trust

If you don’t meet the qualifications in a given cycle, don’t worry — you still get free checking. And you can earn the rewards the very next time you qualify!

Overdraft protection

Link Safety Check to an eligible checking account, and when a transaction brings that checking account below $0.00, Safety Check transfers funds to automatically cover debits, purchases and checks up to your available credit limit.

Apply for Safety Check

Go digital

Take your Kasasa Cash or Kasasa Cash Back checking with you without having to worry about cash, checks or debit cards. Transform your phone into a wallet and shop at retailers nationwide as well as make person-to-person payments.

Digital Wallets

Some content requires Adobe Acrobat Reader to view.