Sterling Simonson has been promoted to Chief Credit Officer

First Security Bank & Trust is pleased to announce that Sterling Simonson has been promoted to Chief Credit Officer.

Sterling, who joined First Security in the summer of 2025 as Credit Manager, brought decades of financial experience to the bank. He began his career in finance immediately after graduating from Iowa State University, working as a Bank Examiner for the Iowa Division of Banking (IDOB). He held several examiner positions before being recruited into a 22-year-long career with an Iowa banking institution. At that bank, he worked in credit underwriting, loan review, and lending as well as serving in the role of Operations Manager and Chief Credit Officer.

As First Security’s Chief Credit Officer, he will lead efforts to support customers in reaching their goals by providing thoughtful financing solutions, while also ensuring the bank lends responsibly through sound risk management.

 “Sterling brings a wealth of experience in analyzing and structuring loans in ways that benefit customers and that turn their loan applications into loan approvals,” said President/CEO Brad Miller. “I look forward to working with Sterling in his new role.”

Outside of work, Sterling and his wife Lisa are very busy with family activities. Together they have 5 children, one son-in-law, three grandchildren, as well as two dogs. In particular, he enjoys spending time with grandkids, traveling to watch their youngest daughter’s collegiate sporting events, and golfing.

First Security Bank & Trust has locations across North Central Iowa and headquarters in Charles City. Member FDIC.