Home Equity Loans


The house always wins

You’ve poured your heart and soul into your home; it’s about time it returns the favor.

Use the equity you’ve built in your home to get low-interest financing on your next big purchase. Vacations, renovations, college education — the choice is yours!

If your house’s value has increased or you’ve paid down a significant portion of your mortgage, a home equity loan or home equity line of credit (HELOC) can provide the financial assistance you need to take the next big step, whatever that may be.

Benefits of our home equity loans include:

  • Financing for almost any purpose
  • Borrow a defined amount for a specific period
  • Fixed interest rate
  • Fixed monthly payment
  • Flexible repayment terms
  • Based on current home's value
  • Local underwriting and processing
  • Experienced retail lenders
  • One-on-one service
  • Streamlined application process

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Home equity line of credit

Our Cost Cutter Home Equity Line of Credit (HELOC) is similar to a home equity loan, but instead of a one-time disbursement of funds, you can get pre-approved up to a certain amount and access funds as you need them. You can even use it as overdraft protection for your checking account!

Benefits of our HELOCs include:

  • Interest charged only on what you use
  • Pay it off and use it again
  • May be used as overdraft protection

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Loan calculator

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